Now if u run ebay scam or paypal scam, its up to your luck who's your victim.A client of bank of america or of citibank or of region, its about luck, maybe u get cashable, may be u don't its just luck, nothing else.
That list is not accurate but out of 1000 atleast 1 email would be valid. Well u create a clone page of ebay, and mail the list u create from spider with message, like "Your account has been hacked" or any reason that looks professional, and ask them to visit the link below and enter your info billing, and the scam page have programming when they enter their info it comes directly to your email. They can actually threaten you with court action and they might not be bluffing. It's not like friendship debt where you need to pay back. ) and even if the banks are gleefully hoping you pay penalties, etc, the flip side is they know there is a reasonable chance you can default. Credit card debt is NOT the same as friendship debt. A bank is usually a trillion dollar institution that charges you fees, interest payments, has lots of fine print, and makes you sign lots of contracts. The bank says, "we will lend you up to $X, and you will pay us back all the money plus interest, plus penalties. A) If you default on even one of your credit cards, the interest rates on other cards you own might go up. B) You usually get low rates for the first six months, and then much higher rates, and if you miss a payment, your interest rates might be as high as 20% or more. This post is in response to a question I got a few weeks ago. I'm really depressed and I think my wife is going to leave me and I have to put food on the table for three kids. If you borrowed 00 on your credit card, the bank will sell it to a hedge fund for . So now the hedge funds have made 100% on their investment. They look at the ages of the borrowers (younger age means they will pay less money), they look at the age of the debt (older means they will pay less money for the debt), and yes they look at race and gender and what state you live in. There's usually other terms in the fine print, by the way. No problem: they borrow money from the US government, and the government will seize customer savings accounts if the bank defaults. I'm being very rough here, but that's 0 billion in potential profits. Easy: they pay 3 to 6 cents for every dollar you borrowed. Maybe they give the collection agencies, on average, two cents. By the way, hedge funds analyze these collections of bad credit card debt like they would any other investment.