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Update January 2018 Has all the business, excitement, stress and more of the recent holiday season left you not only exhausted but maybe also a little bit (or a lot…) blue?

Sometimes what you really need is someone to talk to.

The founder of Chili Soft, who cashed out with about million has said that he's going to use about million of that windfall to help educational causes in Central America.

This is, of course, very noble, and he is still left with a cool million, which I'm sure is enough to make his life very comfortable.

Maybe not so helpful if your problem is too much debt or you have no way to qualify for an installment loan.

Some may be similar to this article, with some reasonable ideas and tips about where to find help, especially locally.

Others will be about online therapy, or free communication with mental health experts.

And there is an addiction hot line that is free and confidential, available 24/7 877-582-2352.You can get free counseling and therapy via online chat at 7cups.It's easy to get started so give it a try, especially if your “blues” are affecting your life or your family's in a negative way.† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested. Most banks will post the funds to your account by the next business day.One’s bank will determine when funds are actually available.

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